National Certificate: Banking (NQF Level 5)


Course Start Date: 31 January 2025

Payment option : Once-off payment

Full course fee: R12 650.00

Payment option : Debit order

Application fee: R1,230.00

Monthly fee: R1 220.00 per month, eleven instalments.


Lecturer: Charmaine Nadasan

Elevate your career with SA Accounting Academy's National Certificate in Banking NQF 5. This 12-month, online, BANKSETA-accredited course prepares you for success in finance.

About this Course

Embark on a transformative journey into the heart of the financial sector with our National Certificate Banking program. Tailored for aspiring professionals eager to make their mark in commercial banks, consumer lending, or co-operative financial institutions, this course is equally invaluable for government officials regulating the financial landscape.

Our program goes beyond the basics, aiming to equip participants with a profound understanding of the pivotal role banks and financial institutions play in society. Dive into the intricacies of their operation, explore the dynamic context in which they thrive, and grasp the operating principles that define best practices in the sector.

We believe in practical excellence. Our secondary objective is to hone the technical skills essential for success in the financial arena. From refining communication and sales skills to mastering administration and business analysis, this program empowers learners to navigate the sector with confidence.

The National Certificate Banking, Saqa ID 61589 (LP 20186), is not just a certificate; it's a badge of recognition. SAQA registered and approved by the Financial Sector Conduct Authority (FSCA), our qualification meets the stringent Fit and Proper requirements for Category 1 financial service providers, including banks, microlenders, and insurance companies. Accredited by BANKSETA, SA Accounting Academy ensures the delivery of a program that opens doors to a career of significance in the financial world.

Elevate your aspirations, unlock your potential, and join us on a path that leads not just to a qualification but to a future where you stand out in the dynamic realm of finance.


Learning Objectives

Upon completing this program, participants will not only acquire essential knowledge but will also master a set of practical and engaging skills. Here's what you can expect to achieve:

  • Navigate the Financial Landscape: Develop a profound understanding of the financial sector, unravel the roles of financial institutions, and grasp the intricacies of the key legislative Acts that govern this dynamic arena.
  • Unlock the Secrets of Saving and Investing: Delve into the why and how of saving and investing. Explore a diverse range of savings instruments tailored to meet various needs, gaining insights that empower you to make informed financial decisions.
  • Craft Tailored Credit Solutions: Gain expertise in the array of credit instruments available and learn the art of customizing terms and conditions to perfectly align with the unique needs of borrowers. Become adept at tailoring credit solutions for maximum impact.
  • Master the Art of Business and Financial Analysis: Develop the ability to dissect a loan application with finesse. Uncover the strengths and weaknesses of the applicant, assessing their financial strength across dimensions such as profitability, liquidity, leverage, and debt carrying capacity.
  • Embrace the Practical Side of Banking: Acquire a working knowledge of the practical facets of banking. Learn the essential elements for creating a binding contract and hone your skills in effective sales techniques, ensuring you're equipped for success in real-world banking scenarios.

This program goes beyond traditional learning, offering a transformative experience that not only imparts knowledge but cultivates practical expertise, setting you on a path to excel in the dynamic realm of finance.


Delivery

Join SA Accounting Academy's dynamic 12-month online learning program. Dedicate just 4 to 8 hours a week to elevate your skills and knowledge, all from the comfort of your home. Access a seamless blend of e-learning resources and interactive online facilitation, ensuring a connected and engaging learning experience.


Is this for you?

Is this qualification tailored for you? If you envision a future as an aspiring business banker, customer services consultant, sales consultant, or business advisor, then the answer is a resounding yes!

  • Business Bankers: Picture yourself as a financial advisor, directly engaging with clients, particularly small-to-medium-sized businesses. In this dynamic role, you'll be at the forefront, serving as a vital link between financial institutions and businesses.
  • Customer Services Consultants: If you thrive on providing exceptional service and building lasting relationships, this qualification is your gateway. Dive into a world where your customer-centric skills are honed and expanded to new heights.
  • Sales Consultants: Imagine a career where you not only sell but truly understand and provide financial solutions tailored to the unique needs of your clients. This program equips you with the expertise to excel in a competitive sales environment.
  • Business Advisors: For those with a knack for offering valuable advice to businesses, this qualification opens doors to becoming a trusted advisor. Engage with various businesses, understand their needs, and offer impactful financial solutions.

In this program, we're not just offering a qualification; we're shaping future business leaders. Successful bankers are a unique blend of service-oriented skills, including relationship building, organization, and management, coupled with the technical prowess of business and financial assessment. If this resonates with your career aspirations, then this qualification is designed specifically for you. Elevate your ambitions, and let's embark on a journey to transform your professional future!


Lecturer

Charmaine Nadasan

Charmaine Nadasan has been working in the Training field since 2012. She is the holder of a B. Com (Unisa), Post Graduate Certificate in Education (Unisa), and Advanced Credit Diploma (Institute of Bankers SA). Charmaine is a seasoned Facilitator and is registered as an Assessor and Moderator for the Banking and Generic Management qualifications as well as various other unit standards. In addition, she has 10 years banking experience and has been a franchisee for two popular franchise businesses where she managed the daily operations of these businesses.


Prerequisites / Admission Requirements

This qualification is set at Level 5 on the National Qualifications Framework. Minimum entrance requirements include a Senior Certificate or higher, or any combination of competencies obtained in the Further Education and Training band equivalent to an NQF Level 4 qualification.


Accreditation

This qualification is accredited by BANKSETA, SAQA ID: 61589, 126 Credits.

This qualification is approved by the Financial Sector Conduct Authority (FSCA) to fulfil the generic Category 1 qualification requirements for FAIS Fit & Proper compliance.


Assessments

This course includes formative and summative assessments to test your knowledge throughout the Courses. Learners must achieve all competencies of the course.


Assessment and Certification

Achieving a 50% pass rate in all modules, coupled with the successful verification of your portfolio of evidence by BANKSETA, is the key to obtaining this prestigious qualification. Once these criteria are met, your well-deserved certificate will be issued by BANKSETA, affirming your accomplishment in mastering the program's requirements. Your journey towards professional success takes a tangible step forward with the official recognition and certification from the esteemed BANKSETA.


Curriculum

Modules:

  • Module 1 – Business Analysis
  • Module 2 – Financial Analysis
  • Module 3 – Savings and Investments
  • Module 4 – Credit Products
  • Module 5 – Financial Sector Regulation and Legislation
  • Module 6 – Administration and Contracts
  • Module 7 – Sales and Customer Service
  • Module 8 – Credit Risk Management Principles
  • Module 9 – Personal Credit Assessment
  • Module 10 – Business Credit Assessment

For more information on what will be covered in the curriculum please download the prospectus.


About SA Accounting Academy

The SA Accounting Academy is an accredited private QCTO, SAICA - AT(SA) and BANKSETA qualifications provider. We are committed to providing our students with the highest quality training and support, to ensure that your skills and knowledge are up to date and ready to face the challenges of the modern workplace. Qualifications and courses delivered are designed to ensure that you reach your professional goals and advance your career. With our experienced faculty, staff, and resources, you can be confident that you will receive the highest quality of training.

SAAA is a Level 2 B-BBEE contributor, with 125% procurement recognition. Training spend on certain solutions can be allocated against the Skills Development element of the B-BBEE Scorecard through accredited and nonaccredited training or claimed through SETA grants. In addition, 25% of your Skills Expenditure can be claimed on non-accredited training or courses..


Course Fees

Invest in your future with our comprehensive qualification. Our fee is an all-inclusive investment in your future.

The course fee is R 12 650.00 and includes the following for you:

Educational Resources

  • Textbooks: Receive top-tier, up-to-date textbooks to support your learning.
  • Online Materials: Access a wealth of online resources, from e-books to webinars, enhancing your learning experience.
  • Live Sessions: Interact in real-time with experts, gaining insights and clarifications on complex topics. Missed a live session? No worries. Access recorded webinars anytime, anywhere.

Learning Support

  • Facilitation: Benefit from expert-led facilitation sessions that offer personalized guidance, addressing individual queries and ensuring a thorough understanding of the subject matter.
  • Formative Assessments: Reinforce your understanding with assessments on different topics.
  • Learner Forum: Engage in meaningful peer-to-peer interactions through our dedicated learner forum. Share insights, ask questions, and collaborate on projects to enhance your learning experience.
  • Continuous Support: Our dedicated team is always on standby to assist with any academic or administrative queries, ensuring a smooth learning process.

Flexibility and Convenience

  • Study Online: Complete your course and take your exams online, giving you the freedom to learn from anywhere.

Investing in this qualification means you receive a holistic educational package, eliminating any hidden costs or additional expenses. Secure your future with a one-time investment that caters to every aspect of your learning journey.


Payment Methods

Debit / Credit Card or Instant EFT

You can pay directly on our website for an easy, secure, and instant transaction. During promotional periods, customers can take advantage of additional savings. This is the fastest and most efficient option, saving both time and money.

Debit Order

You can choose to pay a deposit and the rest off over a certain number of months via debit order. Your study materials are included within the deposit.

EFT / Bank Deposit

You can make a payment directly into our bank account using your Online Banking App, Online Banking services, or by visiting your local bank branch.

Your Company / Employer

It may be beneficial for your company to invest in training for its staff members. As there are financial and tax advantages for doing so, please speak with your employer or Training / HR manager about the possibility of paying for this training.

Third Party

If you have someone who is willing to pay for your studies, such as a parent or relative, they can either log in and pay on our website or they can pay via any of the payment options above on your behalf.


Payment Options

Option 1: Once off payment

  • R 12 650.00

Option 2: Pay per subject

  • R 1 465.00 (Price per subject *) 

Option 3: Monthly Debit Order

  • R 1 230.00 (First payment on approval)
  • R 1 220.00 (Monthly debit order for 11 months (**)

* The total cost for all the subjects in Option 2: Pay per subject will be R 14 650.00.

** The total cost for Option 3: Monthly Debit Order including the first payment on approval will be R 14 650.00.


Payment Terms

Payments

  • Minimum payments must be made via direct EFT or credit card before a qualification starts.
  • Full payment is required before the start date.
  • For debit order plans, the first payment is due on the start date.
  • Access to content will be denied if payment terms are not followed.

Cancellations

  • Written notice is required for cancellations.
  • Cancellation fees vary based on the timing of the cancellation relative to the start date:
    • No fee if cancelled more than two weeks prior.
    • 25% fee if cancelled less than two weeks prior.
    • 50% fee if cancelled within six weeks after the start.
    • Full fee if cancelled after six weeks of the start.
  • Non-refundable items include course application fees, textbooks, accessed modules, and certain annual fees.

General Terms

  • The application fee, if any, is non-refundable.
  • Continuous access to the content is dependent upon adherence to the payment terms and conditions.
  • Absence from exams without valid reasons results in full liability for exam fees.
  • Postponement of exams after registration incurs a fee.

Corporate Training Solutions

At the Accounting Academy, we recognize the evolving needs of businesses in today's dynamic environment. Beyond our standard webinar offerings, we provide tailored corporate training solutions designed to empower your team with the latest in accounting and professional skills. Whether you're looking for online sessions or face-to-face training, our programs are crafted to ensure a comprehensive and engaging learning experience.

Drawing inspiration from modern training methodologies, our corporate solutions are interactive, adaptable, and focused on real-world applications. We prioritize hands-on learning, ensuring your team can immediately apply their newfound knowledge in practical scenarios.

Learnership Program Availability

We offer corporate clients the opportunity to enhance their teams' capabilities through our learnership programs. These programs are not just an investment in your team's professional development but also a strategic advantage for your organization. By integrating structured learning with practical workplace experience, our learnerships provide a dual benefit: fostering skill development while participants earn and contribute to your business.

Strategic Benefits for Employers:

  • Tax Incentives: Participating in a learnership program can qualify your organization for significant tax incentives from the South African Revenue Service (SARS), reducing your overall tax burden.
  • SETA Grants: Engaging in learnerships may make your organization eligible for grants and funding from Sector Education and Training Authorities (SETA), supporting your training initiatives financially.
  • Enhanced Skills Development: Learnerships contribute to closing the skills gap within your team, ensuring that your workforce is proficient, adaptable, and ready to meet the challenges of an evolving industry.
  • Boosted Productivity and Morale: Investing in your employees' growth can lead to increased job satisfaction, higher morale, and improved productivity, driving your organization's success.

Embrace the opportunity to develop your team's skills while enjoying the fiscal benefits that learnerships offer. To explore how our tailored learnership programs can align with your organizational goals and yield substantial benefits, please reach out to us at [email protected] or call 010 593 0466. Let's collaborate to create a bespoke training solution that not only elevates your team's capabilities but also maximizes your return on investment through supportive fiscal incentives.


Contact Us

Ready to elevate your expertise? Enroll now and embark on a transformative learning journey with SA Accounting Academy.

Have any questions or need any assistance? Contact us today!


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