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Draftworx

Managing Cash Flow and Budgeting

Date: Aug 6, 2026 - Aug 6, 2026

CPD hours: 1 Hour

Time: 10:00 - 11:00

Event Type: Webinar

Presenter: Russel Ngobeni
BAP

This webinar highlights the importance of effective cash-flow management and budgeting in maintaining business sustainability, meeting financial obligations and supporting informed business decisions.

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Overview   

This webinar highlights the importance of effective cash-flow management and budgeting in maintaining business sustainability, meeting financial obligations and supporting informed business decisions. It explores the difference between profit and cash flow, working-capital requirements, cash-flow forecasting and budgeting techniques to help practitioners identify potential cash shortages, manage financial risks and ensure that sufficient cash is available to meet operational and statutory obligations. 

Join Russel Ngobeni for a practical exploration of cash-flow management and budgeting, covering the preparation of cash-flow budgets, management of receivables and supplier payments, calculation of break-even points and financial ratios, and analysis of budget-versus-actual performance. The webinar will also explore scenario planning, capital investment decisions and the use of management dashboards to monitor cash positions, anticipate financial challenges and take corrective action before cash-flow problems arise. 

Learning objectives  

By attending this webinar you will gain the following competencies: 

  • Understand the difference between accounting profit and cash flow and explain the impact of cash-flow timing on business sustainability. 

  • Prepare and manage cash-flow budgets, operating budgets, production budgets and capital budgets to support financial planning. 

  • Identify and manage working-capital requirements by analysing inventory days, debtor days, creditor days and the cash conversion cycle. 

  • Calculate contribution margins, break-even points, margins of safety and key financial ratios to support business decisions. 

  • Analyse budget-versus-actual performance, conduct scenario and sensitivity analysis, and identify potential cash shortages to implement appropriate corrective measures. 

Content 

The webinar will cover the following topics:  

  • Understanding Cash Flow 

  • The difference between profit and cash flow 

  • Cash inflows, cash outflows and cash-flow timing 

  • The cash-flow cycle: inputs, production, inventory, sales, receivables and cash receipts 

  • The impact of payment terms and operating cycles on liquidity 

  • Working Capital Management 

  • Working capital calculation: current assets less current liabilities 

  • Inventory management and inventory days 

  • Debtor days and accounts receivable management 

  • Creditor days and supplier payment terms 

  • Cash conversion cycle calculation and analysis 

  • Working-capital requirements and funding gaps 

  • Budgeting Principles and Preparation 

  • The purpose of budgeting as a financial planning tool 

  • Production, operating, capital and cash-flow budgets 

  • Revenue forecasting and underlying assumptions 

  • Fixed costs versus variable costs 

  • Cost estimation and production costing 

  • Budget integration and financial planning 

  • Contribution Margin and Break-Even Analysis 

  • Contribution margin calculation 

  • Fixed costs and variable costs 

  • Break-even volume and break-even analysis 

  • Margin of safety calculation 

  • The impact of selling prices, production volumes and costs on profitability 

  • Cash-Flow Budgeting and Forecasting 

  • Preparation of monthly cash-flow budgets 

  • Opening cash balances, cash inflows and cash outflows 

  • Forecasting debtor receipts, operating expenses, supplier payments and loan repayments 

  • Minimum cash reserves and liquidity requirements 

  • Identifying and anticipating cash shortages 

  • Updating cash-flow forecasts to reflect changing business conditions 

  • Receivables, Supplier and Statutory Payment Management 

  • Credit management and customer payment terms 

  • Debtor days calculation and reduction strategies 

  • Supplier payment terms and creditor management 

  • VAT obligations and cash-flow forecasting 

  • Income tax provisioning and statutory payment planning 

  • Balancing liquidity requirements with supplier relationships 

  • Budget Monitoring and Performance Analysis 

  • Budget-versus-actual comparisons 

  • Variance analysis and investigation of deviations 

  • Identification of unfavourable cost and revenue variances 

  • Forecast revisions and corrective action 

  • Monitoring financial performance against budget assumptions 

  • Scenario Planning and Sensitivity Analysis 

  • Developing downside, base and upside scenarios 

  • Assessing the impact of changes in production, selling prices and costs 

  • Evaluating delayed customer payments and production disruptions 

  • Stress-testing cash-flow forecasts 

  • Identifying financial risks and developing contingency plans 

  • Capital Expenditure and Investment Decisions 

  • Capital expenditure planning and affordability assessments 

  • Evaluation of equipment, infrastructure and asset investments 

  • Assessment of purchase, installation, financing, maintenance and insurance costs 

  • Payback period and return on investment (ROI) 

  • Evaluating the cash-flow impact of capital investments 

  • Cash-Flow Monitoring and Management Reporting 

  • Key cash-flow performance indicators 

  • Weekly management dashboards 

  • Monitoring bank balances and anticipated cash receipts 

  • Tracking committed expenditure, outstanding debtors and available funding 

  • Separating business and personal cash 

  • Identifying recurring expenses and preventing cash-flow management errors 

  • Ongoing Cash-Flow Management and Corrective Action 

  • Updating actual financial results 

  • Comparing actual performance against budget 

  • Explaining variances and revising forecasts 

  • Stress-testing financial assumptions 

  • Identifying potential cash shortfalls 

Obtaining your CPD certificate 

This training is compliant with the International Education Standard (IES7) issued by the International Federation of Accountants and recognised for CPD by relevant professional bodies including ACCA, CIMA, IAC, IIA, SAICA and SAIPA. 

All attendees are issued with a CPD certificate available in an online profile.   

About the presenter 

Russel Ngobeni  

Russel is a registered Business Accountant in Practice through the Southern Institute for Business Accountants (SAIBA), and a registered Tax practitioner through the South African Institute of Tax Practitioners (SAIT). He holds a Bachelor of Accounting Science degree from the University of South Africa and a National Diploma in Financial Information Systems from Tshwane University of Technology. 

In 2014 Russel founded Shinyawani Group of Companies (Pty) Ltd.  In 2016, the Free State province recognised him as one of the best 12 Young Entrepreneurs in the province during the 2016 Macufe Trade Bridge. He also won first runner up for the 2016 Young Entrepreneur of the Year Award at the Free State Youth Chamber of Commerce and Industries Awards. 

Who should attend? 

The following persons will benefit from attending this webinar: 

  • Practising Bookkeepers. 

  • Practising accountants including: CA(SA), Professional Accountant (SA), AGA(SA), FCCA, BAP(SA), BA(SA) and ACCA. 

  • Trainee accountants. 

Price 

  • R 265.00 - Online admission - Individual.  

    • Group Price 1 - From R184 per person (up to 5 users)  

    • Group Price 2 - From R121 per person (up to 10 users)  

    • Group Price 3 - From R109 per person (over 11 users)  

 

Steps to register for the event:  

If you already have a profile, login and register for the webinar. 

If you don’t have a profile, create a free profile then login and register for the webinar. 

Click here to create a free profile (There is no charge to create a profile and gain access to our free Monthly Practice Management Series). 

Click here to find out about the Technical Resource Centre & CPD Subscription options. 

Additional material 

By attending this webinar you will be provided with: 

  • A summarised slide presentation. 

  • Reference documents and/or course material where available. 

  • You can ask questions during the webinar and you will also have access to the presenter after the webinar. 

Corporate training solutions  

At the Accounting Academy, we recognize the evolving needs of businesses in today's dynamic environment. Beyond our standard webinar offerings, we provide tailored corporate training solutions designed to empower your team with the latest in accounting and professional skills. Whether you're looking for online sessions or face-to-face training, our programs are crafted to ensure a comprehensive and engaging learning experience.   

Drawing inspiration from modern training methodologies, our corporate solutions are interactive, adaptable, and focused on real-world applications. We prioritize hands-on learning, ensuring your team can immediately apply their newfound knowledge in practical scenarios.  

 Interested in a bespoke corporate training experience? Reach out to us at corporate@accountingacademy.co.za or call 010 593 0466. Together, let's design a training program that elevates your team's capabilities and aligns with your organizational goals.  

Contact us    

Have any questions or need any assistance? Contact us today!  

 

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Venues & Dates

The following venues and dates are available for this event.

Online Webinar
Aug 6, 2026
10:00 AM - 11:00 AM
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